IRIS Capital Partners
Business Term Loan

Predictable funding for the moves that grow your business

Fixed monthly payments and clear terms — for expansion, equipment, hiring, or working capital.

  • No hard credit pull to apply
  • No obligation
  • Same-day funding available
Business owner reviewing documents

Loan amounts

$5K – $500K

Terms

6 – 24 months

Funding speed

As fast as 24 hrs

Rates

Competitive fixed

Benefits

Why choose a term loan

Fixed payments

Know your exact payment for the life of the loan.

One lump sum

Full amount funded upfront so you can execute your plan without delay.

Build business credit

On-time payments help you strengthen your business credit profile.

Use it your way

Expansion, inventory, marketing, equipment, or refinancing — your call.

No prepayment penalties

Pay early and save without extra fees.

Dedicated specialist

One human point of contact through funding and beyond.

Basic eligibility

What you'll need to qualify

We look at the health of your business, not just your credit score. Most applications receive a decision within one business day.

  • U.S.-based business
  • 6+ months in business
  • $10,000+ in monthly revenue
  • Business bank account
  • Owner 18+ years old
  • Personal credit score 550+
FAQ

Common questions

See what you qualify for

Complete our application in about five minutes. No hard credit pull.

Apply now